Misconduct

GROSS MISCONDUCT

Gross Misconduct means any of the following acts and omissions on the part of the employee.

a. Engaging in any trade o business outside the scope of his duties except with the written permission of the Bank

b. Unauthorised disclosure of information regarding the affairs o the Bank or any of its customers o any other person connected with the business of the Bank which is confidential or the disclosure of which is likely to be prejudice to the interests of the Bank.

c. Drunkenness or riotous o disorderly o indecent behavior on the premises of the Bank.

d. Willful damage or attempt to cause damage to the property of the bank o any of its customers

e. Willful insubordination or disobedience of any lawful and reasonable order of the management or of a superior

f. Habitual doing o any act which amounts to “minor misconduct” as defined below, “habitual” meaning a course of action taken or persisted in notwithstanding that at least on three previous occasions censure or warnings have been administered or an adverse remark has been entered against him

g. Willful slowing down on the performance of work

h. Gambling o betting on the premises of the Bank

i. Speculation in stocks, shares, securities or any commodity whether on his account or that of any other persons

j. Doing any act prejudicial to the interest o the Bank o gross negligence or negligence involving or likely to involve the Bank in serious loss

k. Giving or taking a bribe or illegal gratification from a customer or an employee of the Bank

l. Abetment o instigation of any of the acts or omissions above mentioned.

m. Knowingly making a false statement in any document pertaining to o in connection with his employment in the bank

n. Resorting to unfair practice of any nature whatsoever in any examination conducted by the Indian Institute of Bankers or by or on behalf of the bank and where the employee is caught in the act of resorting to such unfair practice and a report to that effect has been received by the Bank from the concerned authority

o. Resorting to unfair practice of any nature whatsoever in any examination conducted by the Indian Institute of Bankers or by or on behalf of the Bank in cases not covered by the above sub-clause

p. Remaining unauthorisedly absent without intimation continuously for a period exceeding 30 days

q. Misbehaviour towards customers arising out of bank’s business

r. Contesting election for parliament/legislative assembly/legislative council local bodies/municipal corporation/ panchayat, without obtaining written permission of the Bank

Clause 19.6 of BPS

An employee found guilty of gross misconduct may –

a. Be dismissed without notice, or

b. Be compulsorily retired/removed from service/discharged from superannuation benefits as would be due otherwise at that stage and without disqualification from future employment, or

c. Be brought down to lower stage in scale of pay up to a maximum of two stages, or

d. Have his increment stopped, or

e. Have his special allowance withdrawn, or

f. Be warned or censured, or have an adverse remark against him or

g. Be fined

MINOR MISCONDUCT

Clause 19.7 of BPS

Minor Misconduct shall mean any of the following acts and omissions on the part of an employee

a. Absence without leave or overstaying sanctioned leave without sufficient grounds

b. Unpunctual or irregular attendance

c. Neglect of work, negligence in performing duties

d. Breach of any rule of business of the bank or instruction for the running any department

e. Committing nuisance on the premises of the bank

f. Entering or leaving the premises of the bank except by an entrance provided for the purpose

g. Attempts to collect or collecting moneys within the premises of the bank without the previous permission of the management or except as allowed by any rule or law for the time being in force

h. Holding or attempting to hold or attending any meeting on the premises of the bank without the previous permission of the management or except in accordance with the provisions of any rule or law for the time being in force

i. Canvassing for union membership or collection of union dues or subscriptions within the premises of the bank without the previous permission of the management or except in accordance with the provisions of any rule or law for the time being in force

j. Failing to show proper consideration, courtesy or attention towards officer, customers or other employees of the bank, unseemly or unsatisfactory behavior while on duty

k. Marked disregard of ordinary requirements of decency and cleanliness in person or dress

l. Incurring debts to an extent considered by the management as excessive

m. Resorting to unfair practice of any nature whatsoever in any examination conducted by the Indian institute of Bankers

n. Refusal to attend training programmes without assigning sufficient and valid reasons

o. Not wearing, while on duty, identity card issued by the bank

Clause 19.8 of BP

An employee found guilty of minor misconduct may be

a. Warned or censured, or

b. Have an adverse remark entered against him, or

c. Have his increment stopped for a period not longer than 6 months

Clause 19.9 of BPS - A workman found guilty of misconduct, whether gross or minor, shall not be given more than one punishment in respect of any one charge.